The American CE Institute

Established in 2008, The American CE Institute provides education and educational services to professionals serving the financial betterment of seniors. Thousands of real estate agents, financial planners, long-term care insurers and providers have benefited from the education provided by The American CE Institute.

Since its inception, the school has become the number one source of reverse mortgage education to the nine (9) chapters of The Financial Planning Association (FPA) and four (4) chapters of The National Association of Insurance and Financial Advisors (NAIFA) in our home state. Additionally, the school has partnered with many Realtor® Associations and real estate Brokerages in offering Purchase Reverse Mortgage education to the real estate industry. This includes sponsoring the only reverse mortgage course available through NAR’s Center For Realtor® Development (previously, Realtor® University).

See and watch what others have to say about The American CE Institute!

Our mission is to develop and deliver factual, ethical and practical education to those serving the senior population on the proper and ethical use of reverse mortgages.

We offer the highest caliber education in a classroom setting. The education is delivered by experienced educators who have been in the trenches of writing reverse mortgages for decades.

The classroom courses are delivered in partnership with schools, associations, firms and brokerages. We are flexible in our business model to satisfy our classroom offering partners business objectives including revenue share or a benefit to a company’s staff, agent or member.

We don’t only convey facts of reverse mortgages – we provide practical application to the information we deliver. This allows the students to better serve their senior clients resulting in business development and satisfied clients.

Our instructional design and research experience provides us the ability to customize our content and branding of materials to help satisfy the business objectives of our partners.

Do you have a question about reverse mortgages? We would love to hear from you. Submit your question to
an expert here.


Michael Banner, Founder of the American C.E. Institute, LLC, has been in the mortgage industry for over thirty years. An accomplished public speaker, Mr. Banner has performed workshops and education classes for more than 15,000 financial advisors, insurance agents, and real estate agents on the subject of reverse mortgages.

Mr. Banner’s monthly articles, published in the Reverse Review have gained national attention and as a member of the National Reverse Mortgage Lenders Association (NRMLA), Mr. Banner is one of very few reverse mortgage professionals that is accredited to teach certified financial planners, CPA’s, LTCI Agents, as well as attorneys on the subject of reverse mortgages.

Over the last few years, Mr. Banner was featured in the Wall Street Journal, the Tampa Bay Business Journal, various regional publications and reverse mortgage internet sites. In 2009 Mr. Banner was featured on the Fox Business Network.

Most recently Mr. Banner and the American C.E. Institute were chosen by the Learning Library, NAR’s online education platform, to offer the only online course on the subject of the purchase reverse mortgage to their 1.2 million members.